Workers’ compensation is here to offer health insurance and specific monetary benefits to those who have been injured on the job. These benefits are fixed by law, yet many employers aren’t ready to give you the compensation that you deserve. For this reason, our Boulder workers’ compensation attorneys urge you to contact an experienced attorney immediately following a work accident.
Our Boulder workers’ compensation lawyers understand that the state’s Division of Workers’ Compensation does not pay benefits on a claim. Employers obtain workers’ compensation insurance from private insurance companies. The insurance company pays the benefits. What the Division does is maintains a file of your case, only if disability or lost time resulted from the injury. Regardless, employers are required to provide workers with workers’ compensation. You have rights and these rights need to be protected.
If you’ve been injured on the job, you should know that the proper paperwork needs to be filed with the right department within the right time period. You’re required to follow all of the rules and procedures, otherwise you might not be entitled to your benefits. This is where an experienced workers’ compensation lawyer can come in handy — to help you to fight for what is rightfully yours.
Currently, there are close to 500 private insurance companies that offer workers’ compensation coverage to companies.
The cost of workers’ compensation coverage is paid off by the employer. In the state of Colorado, these costs cannot be deducted from a worker’s wages. As a matter of fact, workers’ compensation coverage is the only disability insurance that the state’s employers are required to provide for workers under the state’s law.
Most workers, both part- and full-time, are covered under this kind of insurance. It starts on their first day on the job.
Who isn’t covered?
-Workers making less $2,000 a year.
-Licensed real estate and brokers who work off of commission.
-Railroad workers (covered under federal laws).
-Federal workers (covered under federal laws).
-Certain independent contractors.
If you or a loved one has been injured on the job, contact workers’ compensation attorney Michael P. Dominick for a free and confidential consultation. Call (303) 447-2644 today!