Many employees in the U.S. only rarely file or have perhaps never filed a worker’s compensation claim, which means that the process and the terms associated with it are likely to be foreign to them. Below is a list of common and essential workers compensation terms, along with an explanation, to help elucidate the process:
- Order: an official written decision regarding actions to be taken by a specific party, grants or denies benefits or otherwise answers some petition for a decision to be made. Orders are granted by either a judge or the Director of the Division of Workers’ Compensation on behalf of the injured employee and/or the employer’s insurance company. In some cases, official orders can be appealed with the help of an experienced workers compensation lawyer.
- Admission of liability: an official written statement from an insurance company that agrees to pay workers compensation benefits according to a set schedule (i.e., weekly for X number of months or until X time). Once an admission of liability has been granted, insurance companies can only legally stop paying benefits if they can prove that the present situation qualifies for benefit termination as stipulated by Colorado workers compensation laws.
- Notice of contest: an official written statement from an insurance company that denies the payment of workers compensation benefits to an injured employee and briefly explains the reason for the claim denial. Should a claim be denied because the company’s investigation into it is ongoing, it will be important for the claimant to get a hold of the adjuster overseeing this case to find out if any documents or information is missing (and, therefore, holding up the case). If a claim is outright denied, the denial can be appealed and possibly overturn with the help of a skilled workers compensation attorney.
Because this is not a complete list of the legalese used in workers’ compensation cases, it’s important to work with an experienced Colorado workers compensation lawyer to:
- Ensure that you fall into common insurance companies’ traps
- Protect your rights at every stage of the claim process
- Give yourself the best chances of securing the maximum possible benefits
For more information about your legal rights and a thorough assessment of your case, contact the Colorado workers compensation lawyers at the Law Offices of Michael P. Dominick by calling (303) 447-2644.