Colorado workers compensation laws are complex, as they have specific time frames during which claims have to be filed, specific rules about how claims are filed, etc. Failing to comply with these regulations can result in injured workers’ claims getting rejected or in their benefits getting significantly reduced. As a result, when workers are injured on the job, it will be important that they:
- Become familiar with the common misunderstandings and mistakes that could put their valid claim in jeopardy
- Work with a skilled Colorado workers compensation lawyer to ensure that their rights are fully protected and that their best interests are being advocated.
As a followup to “Common Misunderstandings About Colorado Workers Compensation (Part 1),” additional misunderstandings that injured workers commonly have include the following:
- Injured workers can go to their own doctor for treatment – While this may be the case for some insurance companies, other will require that injured workers see the insurance company’s designated physicians. If you have already seen your own doctor for initial stages of treatment, you may be required to switch doctors, and refusal to do so could result in the insurance company petitioning to stop payment of your workers compensation benefits.
- Injured workers will be able to return to their job once they have recovered – Unfortunately, Colorado workers compensation laws do not require your employer to “save” your job for you or to give you another job while you are out on medical leave. Employers are legally allowed to fill your position if they deem it is necessary while you are on workers compensation leave.
- Anyone who is injured while working will receive workers compensation benefits – Again, this is unfortunately not necessarily true. While anyone who is injured on the job is entitled to these benefits, it does not necessarily mean that insurance companies will pay out these benefits. In fact, insurance companies can deny workers compensation benefits for a variety of reasons including that you did not complete all necessary paperwork, you did not submit paperwork in a timely fashion or that the insurance company does not think the injury happened while you were working. Should a claim be denied, you will need to find out why and what you need to do in order to properly refile your claim and receive benefits.
For the best chances of securing the maximum possible workers compensation benefits, contact the experienced Colorado workers compensation lawyers at the Law Office of Michael P. Dominick.